How to talk with your kids about the M-word?

Do you remember having the dreaded "S" talk with your parents or kids?  What about the "M" talk about money?  Don't remember ever having one?

If so, you're not alone.  Many people find it uncomfortable or don't know how to talk about money with their kids.

How about starting by writing a letter?  Here's some valueable lessons on managing money from parents to their children.  

While you're thinking about the topic, here's more on why moms SHOULD manage the money...